The Mindful Diet Days 54-55
Week 8: Deal with Your Emotional Crud
Days 54–55: Get real about your finances.
Pamela Quinn, a holistic health coach, yoga teacher, and author of The Elemental Cleanse, says money stress is one of the most important—and overlooked—spoilers of habit formation. “So many of us stress unnecessarily about money because we take a head-in-the-sand approach,” says Quinn. So, carve out time today and tomorrow to do a personal-finance audit: If you’re in debt, what’s your plan to dig out? If you’re not saving enough for retirement, use an online calculator to figure out how much you’ll need when you stop working, and make adjustments to how much or how often you’re adding to that nest egg. “Any underlying stress about money has the potential to mess with your new, healthy habits because it can be the kind of stress that just doesn’t go away,” says Quinn. And as anyone who’s ever ditched a newfound healthy-eating habit knows, lingering stress like that is the stuff that can send you running straight for the cookies and ice cream.
Stress can spoil so many things; it makes us uncomfortable and causes us to react without thinking. It's no surprise that money stress is one of the most important and overlooked spoilers of habit formation. Instead of brushing all the money stress under the rug, we need to handle it head on. Are you in debt? Or are you stressing about upcoming bills? What are you doing NOW to come up with the money? Do you have any kind of savings program to cover the costs?
Take advantage of this opportunity to relieve your money stress once and for all! Consider what bills you have on a monthly basis and any car or school loans. Take some time to find out how much money you owe and if your bank/loaner has any special programs to help you pay it back?